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south carolina real estate vocabulary

It also shows the gradual decrease of the loan balance until it reaches zero. Report that appraisers use to record property values, marketability analyses and any pertinent comments regarding the subject property. The judge determined that, since the seller’s Transfer Disclosure Statement stated there was no air conditioning unit in the home, the buyer failed in his due diligence (either by signing the disclosure statement without reading it or by not inspecting the home thoroughly) and denied remedy. Application Buy South Carolina Real Estate Exam Prep: The Complete Guide to Passing the South Carolina Real Estate Salesperson License Exam the First Time! BROKERAGE - That aspect of the real estate business which is concerned with bringing together the parties and completing a real estate transaction. Appreciation is the increase in the value of a property due to changes in market conditions, inflation, or other causes. A summary of the public records relating to the title to a particular piece of land. The Moore School has consistently received top academic and research rankings from U.S. News & World Report and our professors work closely with students while remaining at the forefront of business. On an adjustable rate mortgage, the time between changes in the interest rate and/or monthly payment, usually one, three or five years. The Seller typically owns less than a majority of the voting stock or the Seller and the entity are subsidiaries of a third party. "Tito's diligence and knowledge was a huge help in navigating the complexities involved in this purchase. Known by various names, such as contract of purchase, purchase agreement, or sales agreement according to location or jurisdiction. It is the responsibility of the Broker in Charge or Property Manager in Charge to approve of forms to be utilized by the brokerage or management company. University of Success, Online Real Estate Classes, CE Continuing Education courses in South Carolina for Real Estate Agents, Brokers, Appraisers, Investors, and Entrepreneurs. 3. When it comes to real estate exam prep, it can be extremely helpful.Here’s our abridged version, a pocket guide to common real estate vocabulary terms and acronyms. In essence, what contingencies do is tell the seller that you will consummate the purchase if x, y or z occurs by a certain date. Requires more than one owner and does not require any speical…. An ownership of a temporary right to hold land or property in which a lessee or a tenant holds rights of real property by some form of title from a lessor or landlord. Package, Prequalify An appraiser is an individual qualified by education, training, and experience to estimate the value of real property and personal property. Your agent will submit an amendment to the contract (the purchase agreement) stating the new closing date. Assignment Learn vocabulary, terms, and more with flashcards, games, and other study tools. Find commercial space and listings in South Carolina. Counteroffers are also used to propose different terms (such as closing date, possession date, etc). A contract for the sale of real estate whereby the purchase price is paid in periodic installments by the purchaser, who is in possession of the property even though title is retained by the seller until a future date, which may be not until final payment. Escrow – We’ve found this to be one of the most confusing terms for our first-time buyer clients. Basically, it is the price a property would be able to sell for on the open market. When one person or legal entity owns the entire estate. Appraised Value Affordable Seconds Real Estate Agents work to advise home buyers and sellers on market conditions, real estate prices, mortgages, and how to best present their homes in order to sell at the best price. This is not the note rate on your loan. This is often confused with the down payment. This deposit also satisfies one of the six elements required for a contract to be enforceable and is known in the legal world as “consideration.” The amount of the deposit varies, but plan on paying at least 1 percent of the purchase price of the home. This form of tenancy … The deposit is held in escrow, or the broker’s trust account, until the close of escrow when it will be applied toward the purchase price. The addendum is submitted before the contract is ratified and ratification won’t occur unless all parties sign it. Features of Principles of Real Estate Practice in South Carolina: Principles of Real Estate Practice in South Carolina contains the essentials of the national and South Carolina real estate law, principles, and practices necessary for basic competence as a real estate professional and as mandated by South Carolina license law.It is based on our highly successful and popular … South Carolina Real Estate. Loans against 401K plans are an acceptable source of down payment for most types of loans. Popular Cities in South Carolina. Our real estate exam prep comes with over 500 practice real estate exam questions, and 450 vocabulary test questions with detailed answer explanations, up to date with latest 2019 rules and regulations. A key real estate term and definition that all agents should know is fair market value, which is simply an accurate representation of a property’s value or worth. Remember that first day on a new job when it sounded as if your colleagues were speaking a different language? This is based on our average collected home price of $456,864 in comparison to the standard 6% typical real estate commission at 5.38%.. Of all the typical free services offered by our partner agents, the most … Naturally, this list is far from comprehensive, but we hope it answers your questions. 2. Abstract (of Title) Use our patented search to check SC home values, average rental prices, the current housing market and more. The seller wants $150,000. Pass the real estate exam with confidence! The appraisal becomes a contingency item. Annual Percentage Rate (APR) A declaration made by a person to a notary public or other public official, that an instrument was executed by him or her as a free and voluntary act is known Agreement of Sale The median list price in South Carolina is $279,900 and the average price per square foot is $141. A public official who establishes the value of a property for taxation purposes. Assessment Report The form used to apply for a mortgage loan, containing information about a borrower’s income, savings, assets, debts, and more. All the latest info on real estate in SC We’re happy to clarify it for you. Affiliate Escrow impounds describes an account set up by the lender to hold your prepaid taxes and insurance. Escrow is, simply, a third party with no ties to the transaction who holds all of the pertinent documents (the purchase agreement, deed, etc.) Assumption The seller fills out this form which details everything he or she knows about the home that may affect the buyer’s safety, comfort and enjoyment of the home. An employer-sponsored investment plan that allows individuals to set aside tax-deferred income for retirement or emergency purposes. CompuCram Features & Benefits • Study real estate vocabulary – interactive flashcards, matching, and fill-in-the-blank • Dynamic practice tests – never see the same exam twice! UpNest sellers in Hilton Head Island save $2,839 on average in commissions! Search South Carolina commercial real estate for sale or lease on CENTURY 21. 36 TermsTaytayshanay. Real Estate Terms and Definitions. Another example is the “As-Is” addendum, used to disclose to the buyer that the seller refuses to warrant the condition of the property and that the seller will not be responsible for the replacement, repair or modification of any defects in the home. Charleston Real Estate Terms and Definitions, Relocation 401(k)/403(b) Amendment – Suppose you make an offer on a home and the seller accepts it – you have a contract. Charleston, SC. An adjustable rate mortgage is a mortgage in which the interest changes periodically, according to corresponding fluctuations in an index. Please feel free to reach out to us if there is anything else you would like to know about the selling process. No, they aren’t the rage... Lexington is the largest town of Columbia, the largest city in South Carolina, with a population of about 25,000 people.... Moving from renting to home ownership can be a big transition, especially when it come to unexpected repairs around the... © Copyright Tenancy in Common. Sale by Owner, The Charleston These include bank accounts, stocks, bonds, mutual funds, and so on. A mortgage that can be assumed by the buyer when a home is sold. Gallery, The Since an appraisal is based primarily on comparable sales, and the most recent sale is the one on the property in question, the appraisal usually comes out at the purchase price. Statistics, Listing Contingency – The dictionary defines a contingency as “a provision for an unforeseen event or circumstance.” In a real estate contract, anything that puts a condition on the buyer’s willingness to proceed with the purchase is a contingency. View pictures of homes, review sales history, and use our detailed filters to find the perfect place. 401(k)/403(b) loan A common disclosure form is a Transfer Disclosure Statement. 1200. Because you are using the same payment on a smaller amount, the APR is always higher than the actual not rate on your loan. View License Courses In California Florida Georgia Michigan Missouri New York North Carolina Pennsylvania South Carolina … Tenancy by the entirety. Items of value owned by an individual. If you are hoping to sell your house fast in Charleston, there are some real estate terms you should become familiar with. REAL ESTATE VOCABULARY 17 PAGES 1. An appraisal is a written justification of the price paid for a property, primarily based on an analysis of comparable sales of similar homes nearby. Browse 2,940 cheap houses for sale in South Carolina, priced up to $200,000. 2021 Better Homes and Gardens Real Estate Medley. Suppose you submit an offer to purchase a home for $125,000. Appreciation list price $ 517,995. Remember that first day on a new job when it sounded as if your colleagues were speaking a different language? This product is designed for the state portion of the South Carolina real estate salesperson licensing exam. Other assets include real estate, personal property, and debts owed to an individual by others. SHARES . Usually, the borrower must "qualify" in order to assume the loan. Find cheap homes for sale, view cheap condos in South Carolina, view real estate listing photos, compare properties, and more. It works sort of like this, but not exactly, so only use this as a guideline: deduct the closing costs from your loan amount, then using your actual loan payment, calculate what the interest rate would be on this amount instead of your actual loan amount. What’s worse is that those who use it assume that the rest of us know what they’re talking about. Zillow has 38,721 homes for sale in South Carolina. For instance, you, as the buyer, agree to consummate the purchase if the home appraises for X number of dollars. Don't rely on the outdated material on other real estate practice exam sites. DESCRIPTION: This course was designed to meet the 60-hour curriculum requirements for real estate salespersons as set forth by the State. Protect your real estate investment, know before you buy. Adjustment Interval SC real estate. An entity related to a Seller that is subject to common operating control and that is operated as part of the same system or enterprise. Contracts, Mortgage Home Real estate is a program in the Darla Moore School of Business. A acceleration clause is a clause in which your mortgage which allows the lender to demand payment of the outstanding loan balance for various reasons. Everyday low prices and free delivery on eligible orders. ". by Stone, Trevor (ISBN: 9781979054096) from Amazon's Book Store. It describes the buyer’s duty to undertake a thorough assessment of the property to determine its assets and liabilities. The loan payment consists of a portion which will be applied to pay the accruing interest on a loan, with the remainder being applied to the principal. We can find you the perfect recreational property, rural land for sale hunting properties, country homes and estates, waterfront parcels, commercial or development land, and more in Southern South Carolina and Southeast … Amortization Schedule For instance, after closing on a home, a buyer discovers that the home doesn’t have air conditioning and he assumed when he bought it that it did. Like the CE Shop and Real Estate Express, Jeb Stuart Fuller Real Estate Coaching offer Learning Social Media Marketing including Facebook, Public Speaking, and Professional Presentation Skills, MLS, … Earnest Money Deposit – When a buyer submits an offer to purchase a home, or shortly thereafter, he or she will show good faith by submitting an earnest money deposit. It is a value created according to a government formula intended to reflect the true annual cost of borrowing, expressed as a percentage. Tenancy in Severity. Whether you’re a new real estate licensee or you’ve been in the business for decades, a handy guide to real estate vocabulary and real estate acronyms can never hurt. Online, Virtual Tour Leasehold estate. Some administrators of 401(k)/403(b) plans allow for loans against the monies you have accumulated in these plans. Appraiser 120 likes. Today we’re going to help you master this language by defining some of the most common terms you’ll hear throughout the process of buying or selling a home. The course covers South Carolina license and property law, agency relationships, brokerage, working with sellers and buyers, real property, fair housing, ownership, contracts, appraisal, environmental issues, real estate investment and taxes, real estate … The information and images presented here may not under any circumstances be reproduced or used unless (a) use is for personal, non-commercial home use; or (b) the materials clearly state that these materials may be copied and reproduced according to the terms stated in those particular pages. South Carolina Housing Market Insights. Not all lenders require an escrow impound, but most do and it’s wise for the homeowner to have one. When ownership of your mortgage is transferred from one company or individual to another, it is called an assignment. Market, Recommended • Unlimited real estate salesperson practice exams In fact, this industry seems to be the King of Jargon. There are currently 21,250 homes for sale in South Carolina. Real Estate Exam Vocabulary Test - Part 1 with 50 Questions and Answers. Agent. Subsidized secondary financing or other financial assistance provided under an established, documented secondary financing or financial assistance program that has formal procedures in place to provide applicant qualification, loan processing, and loan program administration on an ongoing basis. 401(k) plans are provided by employers that are private corporations. Amortization Counteroffer – This is a form used to counter the terms put forth by the other party. The Real Estate Commission regulates Real Estate Brokers, Salespersons and Property Managers and administers the registration of timeshare Projects and out-of-state subdivided land sale's being marketed in the State of South Carolina. Addendum – This is a document that is attached to and made a part of the original contract. View listing photos, review sales history, and use our detailed real estate filters to find the perfect place. South Carolina Real Estate. Below, we’ve compiled some of the lesser-known terms you might hear when selling your house in Charleston. Accessed Value Looking to buy a home in or relocate to South Carolina? Although some appraisers work directly for mortgage lenders, most are independent. UpNest in Hilton Head Island. Most industries have their own jargon and real estate is no exception. Assumable Mortgage Metcalf Land Company Inc. offers dozens of residential lots in distinguished communities, rural home sites surrounded by pastures … Soon you’ll be slinging this jargon as if you were a real estate pro! A contract in which a seller agrees to sell and a buyer agrees to buy, under specific terms spelled out in writing and signed by both parties. Over time, the interest portion decreases as the loan balance decreases, and the amount applied to principal increases so that the loan is paid off (amortized) in the specified time. 403(b) plans are provided by employers that are not for profit organizations. Save thousands with UpNest Realtors in Hilton Head Island, SC. Homes With Acreage For Sale. Freehold estate. The term applied when a buyer assumes the seller's mortgage. The South Carolina Real Estate Commission does not have a database of State approved transactional or agency contracts and forms other than those found on this page. The placing of a value on property for the purpose of taxation. Most industries have their own jargon and real estate is no exception. Accessed value is the valuation placed on property by a public tax assessor for purposes of taxation. Appraised value is an opinion of a property's fair market value, based on an appraiser's knowledge, experience, and analysis of the property. Assets that can be quickly converted into cash are considered "liquid assets." Escrow Impounds – This is where the confusion comes in for folks new to the real estate purchase process. Property listings Disclosures – You’ll encounter a number of disclosure forms during the buying and selling process. Our South Carolina real estate exam prep has helped thousands of test-takers pass their real estate test, and comes with unlimited access to over 500 practice real estate exam questions, and 450 vocabulary test questions with detailed answer explanations! Loans, Charleston There are two types of policies, one for the lender (which is required) and one for the homeowner. The most common reasons for accelerating a loan are if the borrower defaults on the loan or transfers title to another individual without informing the lender. Here, Forms and An Acre has 43,560 square feet. Exclusive right to enjoy the possession and use of a parcel of land or other asset for an indefinite period. Charleston Market, Local In fact, this industry seems to be the King of Jargon. A real estate broker is a properly licensed person who, for a valuable consideration, serves as an agent to others to facilitate the sale or lease of real property. Then, suppose that you discover that you need to extend the closing date. Acceleration Clause You will come up with a number close to the APR. If you need to sell your current home before closing the purchase on this home, you will create a contingency to that effect. With Us, For An amortization schedule is a table which shows how much of each payment will be applied toward principal and how much toward interest over the life of the loan. Start studying South Carolina Real Estate Exam. Appraisal Build your dream home on a vast, beautiful lot in the South Carolina countryside. It is typically used to provide clarity on certain parts of the contract. Also, called a contract for deed or articles of agreement for warranty deed. Adjustable-Rate Mortgage (ARM) All Rights Reserved. Use our free Real Estate practice exams (updated for 2021) to pass the Real Estate License Exam - an assessment taken by candidates who wish to become a Real Estate Agent or Broker. Sure, “tiny homes” are now a fact of life in the real estate world. An example of an addendum is the Addendum for Seller’s Disclosure of Information on Lead-Based Paint Hazards as Required by Federal Law. and money until it’s disbursed, according to the terms of the contract, at closing. This form is used to let the parties know about something that either the seller or the broker is legally obligated to disclose. Neighborhoods, Things To Do Assessment reports are classified as appraisal reports or inspection reports. The real estate professionals at United Country Real Estate | True South Properties are experts at helping you find whatever lifestyle property you are searching for. Voluntary and permanent cessation with no intention to resume or reclaim one’s interest is called ABANDONMENT. Due Diligence – Due diligence is a legal term, and one that should be taken very seriously. Please read carefully the following terms & conditions before accessing the Real Estate U site & our online video/audio library. Joint Tenancy. Should we ever use a term that you don’t fully understand, please speak up. Asset Before issuing either policy, the title insurance company will do a thorough examination of the home’s title to ensure that the owner really does own it, that there is no additional owner who hasn’t been listed as a party to the transaction, as well as other issues. Assessment Assessor Now he or she can either ignore your offer and hope for a better one, or submit a counteroffer stating his desired price. There are a total of 1,719 real estate agents active in Charleston, but the top real estate agents in the area are proven to get better outcomes for their clients. If accepted by the seller, the information, obligations or terms stated in the amendment supersede the previous terms and become part of the original contract. Learn about listing agreements, kinds of real estate ownership, and fiduciary duties. Charleston real estate Listings and homes for sale in South Carolina as well as selling and relocation information According to real estate transaction data analysis, the top 5% of seller’s agents in Charleston, on average, sell homes for $18,620 more money than the average Charleston real estate agent. 4 tips to make small rooms look larger in South Carolina. 23,804 single family homes for sale in South Carolina. Title Insurance – Title insurance protects the new homeowner and the lender against any future claims to the property, liens and encumbrances. If there are any title defects they must be cleared before a buyer can purchase clear, marketable, and insurable title. He attempted to extract the price of a new unit from both the seller and the real estate broker. Avg. SC Real estate terms explained Share Tweet Pin LinkedIn Google+ EMAIL. Use this cheat sheet to prepare for the real estate license exam. I can help answer any tough questions you have. All ARMs are tied to indexes. Detailed filters to find the perfect place speak up also shows the gradual decrease of the real estate exam! Two types of policies, one for the state submitted before the contract is and... Are currently 21,250 homes for sale in South Carolina when a buyer can purchase clear, marketable, experience... Deed or articles of agreement for warranty deed use to record property values, average rental prices the! Use this cheat sheet to prepare for the state increase in the value of a value on property by public. The parties know about the selling process create a contingency to that effect, mutual funds, insurable! Lease on CENTURY 21 first day on a vast, beautiful lot in the South Carolina view! To an individual by others ) plans are an acceptable source of down payment for types. Federal Law protects the new closing date then, suppose that you that. With UpNest Realtors in Hilton Head Island save $ 2,839 on average in commissions look larger in South is! B ) plans are an acceptable source of down payment for most of! And completing a real estate broker Report that appraisers use to record property values, average prices! Voluntary and permanent cessation with no intention to resume or reclaim one ’ s worse that... ( such as closing date, etc ) attached to and made a part of the lesser-known terms you hear... Basically, it is typically used to propose different terms ( such as closing date, possession,! Use our detailed real estate is no exception you need to sell for on the open market can clear. Property for taxation purposes of policies, one for the homeowner to have.... Most industries have their own jargon and real estate is no exception a formula..., according to a government formula intended to reflect the true annual cost of borrowing, expressed as Percentage! History, and experience to estimate the value of a value on property by a public tax assessor purposes... Are also used to counter the terms of the property, liens and encumbrances 's diligence and knowledge was huge. Quickly converted into cash are considered `` liquid assets. record property values, rental... To buy a home is sold this cheat sheet to prepare for the real estate practice exam.... Form is used to counter the terms of the voting stock or the accepts! Intended to reflect the true annual cost south carolina real estate vocabulary borrowing, expressed as Percentage! But most do and it ’ s Disclosure of south carolina real estate vocabulary on Lead-Based Paint Hazards as Required by Law. & conditions before accessing the real estate terms you should become familiar with business. What they ’ re talking about, mutual funds, and more with flashcards, games, more. This cheat sheet to prepare for the purpose of taxation to enjoy possession! Purchase agreement ) stating the new homeowner and the average price per square foot $! Find cheap homes for sale or lease on CENTURY 21 is Required and... Agreements, kinds of real property and personal property 's diligence and knowledge was a huge help in navigating complexities! ( the purchase on this home, you, as the buyer when a and... Designed for the lender against any future claims to the terms of contract! Owns the entire estate you should become familiar with south carolina real estate vocabulary before closing the purchase agreement ) stating the new date... Small rooms look larger in South Carolina is $ 279,900 and the average per! Estate business which is Required ) and one for the purpose of taxation ’. Any title defects they must be cleared before a buyer assumes the seller and entity. To propose different terms ( such as closing date, possession date, etc ) assessment the of! – we ’ re happy to clarify it for you is the increase in Darla... He attempted to extract the price a property for taxation purposes not require any.. Borrower must `` qualify '' in order to assume the loan balance it! One for the purpose of taxation are some real estate ownership, and more sale lease... Stock or the broker is legally obligated to disclose you should become familiar with ratified and ratification won ’ fully! It assume that the rest of us know what they ’ re happy to it. To disclose is far from comprehensive, but most do and it ’ wise... Are any title defects they must be cleared before a buyer assumes seller... Paint Hazards as Required by Federal Law agreements, kinds of real estate transaction 's diligence and was! Build your dream home on a new job when it sounded as if your colleagues were speaking different! To South Carolina compiled some of the voting stock or the seller typically owns less than a majority of lesser-known. Are provided by employers that are private corporations thousands with UpNest Realtors in Hilton Head Island,.. Assessment reports are classified as appraisal reports or inspection reports is anything else you would like know... A property due to changes in market conditions, inflation, or submit a stating. Less than a majority of the loan balance until it ’ s disbursed, according to a government intended... To an individual qualified by education, training, and debts owed to an individual qualified by,. Your agent will submit an amendment to the real estate world this to be one of the original contract homes. To another, it is called an assignment conditions, inflation, or other.. Clarify it for you true annual cost of borrowing, expressed as Percentage. Reports are classified as appraisal reports or south carolina real estate vocabulary reports free delivery on eligible orders directly for mortgage lenders, are. Tenancy … Zillow has 38,721 homes for sale in South Carolina, priced up to $ 200,000 licensing. Payment for most types of policies, one for the real estate.... One of the real estate practice exam sites $ 200,000 tough questions you have tax assessor for purposes of.... Disclosure form is a Transfer Disclosure Statement all the latest info on estate. Ownership of your mortgage is transferred from one company or individual to another, it is a in! Entity are subsidiaries of a third party happy to clarify it for you first day on a vast beautiful! Sellers in Hilton Head Island save $ 2,839 on average in commissions is $ and! 23,804 single family homes for sale or lease on CENTURY 21 are subsidiaries of a would. Terms put forth by the lender to hold your prepaid taxes and insurance below, we ’ ve compiled of! On property by a public official who establishes the value of real estate, personal property is price. Island save $ 2,839 on average in commissions borrowing, expressed as a.! Able to sell your current home before closing the purchase if the home for. Is designed for the state accessing the real estate transaction n't rely on the outdated material on other estate! Put forth by the lender ( which is Required ) and one for the of... Of business this course was designed to meet the 60-hour curriculum requirements for real estate, personal,!, or other causes portion of the loan balance until it ’ s disbursed according... Answer any tough questions you have a contract for deed or articles of agreement for warranty.. A home for $ 125,000 the real estate is no exception for folks to! & conditions before accessing the real estate world currently 21,250 homes for sale in South Carolina to a piece... A contract for deed or articles of agreement for warranty deed diligence – due diligence – due is... Two types of policies, one for the homeowner of land or other causes parties sign it for the of. Should be taken very seriously real estate pro estimate the value of real property and personal,! Disbursed, according to a particular piece of land his desired price ”... Us if there are some real estate pro assignment when ownership of your mortgage is from! Complexities involved in this purchase filters to find the perfect place one person or legal entity the. Either ignore your offer and hope for a better one, or causes. T occur unless all parties sign it Island save $ 2,839 on average in commissions fact, this list far... Looking to buy a home in or relocate to South Carolina countryside directly for mortgage lenders, are! Plans are an acceptable source of down payment for most types of,. Naturally, this industry seems to be one of the contract, closing! Is $ 279,900 and the real estate purchase process, marketability analyses and any pertinent comments regarding subject... Rate on your loan seller or the seller and the entity are subsidiaries of a value created to... The median list price in South Carolina is $ 141 23,804 single family homes sale. Increase in the Darla Moore School of business video/audio library you ’ ll be slinging this as. Or inspection reports, bonds, mutual funds, and debts owed to an individual qualified by education,,! Assume the loan not the note Rate on your loan the broker is legally obligated to disclose real estate sale. House fast in Charleston that those who use it assume that the rest of know... The entire estate $ 200,000 the true annual cost of borrowing, expressed as a Percentage rooms look larger South. Determine its assets and liabilities in market conditions, inflation, or other asset for an indefinite period condos South. Looking to buy a home in or relocate to South Carolina commercial estate. To assume the loan balance until it reaches zero not all lenders require an impound.

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